All due respect to founding father Benjamin Franklin and his Almanack-writing alter ego “Poor Richard,” but there are some certainties in this world other than “death and taxes.” And believe it or not, they can be found emanating from Wall Street and Washington, D.C.

Guaranteed income strategies offered by financial companies have soared in popularity this year, primarily due to an uncertain stock market and spiraling inflation. Investor interest in inflation-adjusted government bonds and Social Security payments has also been piqued, as retirees desperately seek ironclad income streams to help make ends meet.

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