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Guaranteed income can help protect against poor market performance as you head into retirement Note: This is the second article in a two-part series that discusses strategies for managing key retirement risks, including longevity, cognitive decline, and market volatility. Beware the fragile decade...

The Journal recently talked with Finke to learn about his current research projects, his views on the future of education in the planning profession, his insight on effective retirement income planning, and his ideas for bridging the research-practice gap.

Financial Advisor Retirement Paycheck No-Brainer Imagine if you had to replicate—at an individual client level—every mutual fund you purchased by buying individual equities. You couldn’t do it. Not even for the simplest S&P 500 fund. Not because you don’t have the skill, but because there isn’t...

The 2019 RIA Retirement Planning Benchmarking Survey provides insight into advisors’ current retirement planning practices and strategies and helps advisors understand ways they may be able to better meet clients’ needs for predictable income and peace of mind in retirement.

It’s time to make some important decisions. Retirement is an exciting prospect – and it can be a daunting one. About five years before you expect your last paycheck to arrive is a good time to put a retirement income plan in place if you don’t have one already. Your plan will help clarify when you...

Remember when the Federal Reserve started bumping its benchmark interest rate in 2022 to help combat rising inflation? Those rate increases – 11 in all during 2022 and 2023 – helped drive interest rates on annuities to historic highs. Annuity sales soared as many people took action to lock in the...

It’s important to plan for long-term care in case you need it one day. Around age 50, many people are completing the pre-flight checklist for retirement. One of the items always at or near the top of the list is healthcare. While Medicare pays a variety of healthcare costs after age 65, many people...

Survey Key Findings DPL Financial Partners conducted a survey of financial professionals to measure sentiment regarding the Department of Labor’s Retirement Security Rule. The survey found broad agreement among respondents that insurance brokers who provide retirement planning services should be...

It’s time to take steps to minimize taxes, maximize income, and protect assets. If you haven’t done it already, it’s time to begin year-end tax and financial planning. By starting early, you should have ample time to take any actions necessary to minimize taxes, maximize income, and protect assets...

2024 was a watershed year for annuities – and that’s likely to continue. When people talk about retirement, annuities are an important part of the conversation. That’s because annuities offer something other financial products do not – guaranteed income for life. In a recent survey, people who own...