Your Questions, Answered.

DPL operates on a membership and service model. Membership provides access to our full platform, including a suite of technology tools, marketplace of insurance and annuity solutions, and dedicated consultative support, marketing and client-facing materials, and dedicated consultative support. Members can manage client solutions, track revenue, and leverage our tools to enhance their advisory practice.

Advisors earn compensation exclusively through client-agreed advisory fees. There are no commissions or sales incentives. This ensures fiduciary alignment, supports compliance, and creates a sustainable recurring revenue stream while keeping client interests first.

Yes. Advisors can bill advisory fees on insurance and annuity solutions just like other investment assets. Fees are calculated based on contract value and can generate recurring revenue directly through your existing platform or custodial process, providing transparency and simplicity for your clients.

No hidden fees. The membership fee covers access to technology, product solutions, client materials, and support services. Any optional advanced services or consultative programs are clearly outlined upfront.

DPL Financial Partners is the leading insurance and annuity platform for registered investment advisors (RIAs) and individual investors. Through the Avenew platform, DPL connects users to a marketplace of low-cost, commission-free solutions from top-rated carriers—eliminating conflicts of interest and making insurance more transparent and client-focused.

DPL isn’t a traditional insurance distributor. We’ve redesigned insurance for fiduciary advisors — providing access to low-cost, commission-free products and technology that simplifies product comparison, analysis, and implementation. Our focus is on lowering costs to deliver greater consumer value rather than offering expensive commissions to drive sales.

DPL works with RIAs, broker-dealers, and individual investors. Advisors can integrate insurance into their planning process through our platform or take advantage of programs like the Breakaway Accelerator Program (BAP), which helps advisors transition to independence with access to commission-free solutions and operational support. Individual investors can also explore solutions for income and more through Avenew for consumers.

DPL partners with more than 20 of the nation’s top-rated insurance companies to provide a wide range of commission-free annuities and insurance products. Visit our Product Page for a full list of participating carriers and available solutions.

DPL’s platform features include a suite of Product Discovery Tools, goals-based product recommendations, downloadable proposals, online applications, application tracking, contract management, and more. The platform is built to simplify complex insurance decisions and help users make data-driven choices aligned with fiduciary principles.

Yes. You can monitor application status, transfer requests, and contract details through your dashboard, giving you full visibility into your clients’ insurance and annuity business.

DPL integrates with leading portfolio management platforms, including Black Diamond, Orion, and Envestnet/Tamarac, enabling seamless workflow, consolidated reporting, and a cohesive client experience.

DPL provides comprehensive onboarding, training, and marketing resources to help advisors confidently integrate commission-free insurance solutions into their practices. You’ll have access to live platform demonstrations and on-demand education through DPL University, which offers webinars, CE courses, and learning modules on annuity and insurance strategies. To support client engagement, DPL also provides a library of marketing materials — including one-pagers, carrier resources, and our Advisor Revelations podcast — to help you effectively communicate the value of commission-free solutions.

Getting started is simple. Log in to the platform and explore our tools like the Guaranteed Income Tool and Annuity Comparison Tool to see how commission-free solutions can enhance client outcomes and firm revenue. We designed our tools to make it easy for advisors to identify an annuity that best meets a client's goal for income, protection, or protected growth. Then download a proposal and initiate an application to complete online. Finding a solution to meet a current need for one of your client's is a great way to get started.

Once of the best ways to learn about the value DPL can deliver to your business is to run the tools. Use the platform to model income strategies, compare product options, and assess how integrating annuities and insurance could improve client outcomes and firm growth. These tools are built to help you make data-driven decisions that align with your business model.

DPL makes it easy to get comfortable using the platform. You’ll find demo videos and tutorials built directly into the dashboard to walk you through key features and workflows. For deeper learning, DPL University offers step-by-step courses, CE opportunities, and best practices for integrating commission-free solutions into your practice. And if you ever need additionalguidance, our support team is just a message away.

Once you’ve identified opportunities that fit your clients’ needs, you can generate proposals, illustrations, or submit applications directly within the platform. From there, our team coordinates with carriers, manages paperwork, and keeps you updated — so you can focus on delivering value to your clients.

DPL follows industry-standard security protocols, including data encryption, secure authentication, and regular system audits. All sensitive information is protected in compliance with regulatory requirements.

Yes. User permissions within the platform ensure each team member sees only the data they are authorized to access — unless they are a firm admin. Firm admin have all the data within their teams, enabling secure management and collaboration across the organization.

Yes. DPL adheres to all applicable privacy and security regulations, ensuring client and advisor data is consistently managed to the highest standards of confidentiality. All operational procedures and consultant interactions are regulated to safeguard sensitive firm and client information at all times.

A commission-free annuity is a low-cost, fiduciary-friendly annuity designed without expensive sales commissions built into the pricing. By removing traditional sales commissions and surrender charges, these products allow more of your clients’ assets to stay invested and working toward their goals. This structure supports transparent, advice-driven planning and enables advisors to bill fees just as they would on other managed assets.

The platform offers a broad range of annuities and insurance solutions, including fixed (MYGAs), variable, and indexed annuities, term and permanent life insurance, disability insurance, and long-term care coverage — all designed to support client goals like guaranteed income for retirement, principal protection, and tax efficiency.

Commission-free annuities are ideal for fiduciary advisors seeking to incorporate insurance and income solutions into holistic financial plans without compromising transparency or objectivity. They benefit clients looking for guaranteedlifetime income, principal protection, or tax-deferred growth as part of a diversified retirement strategy.

No. Advisors partnering with DPL do not need an insurance license. DPL's proprietary technology makes product recommendations based on client goals, and serves agent of record on policies.